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ICHRA Growth Surged in 2024. Here’s Why Companies are Making the Switch
As employers grapple with rising premiums for group health care plans, many are turning to ICHRA and QSEHRA as a more sustainable option.
Benafica is a health benefits and insurance company that helps employers offer flexible, tax-free health reimbursement plans instead of traditional group health insurance.
All posts by Mel Saling
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How ICHRAs Are Bridging the Gap in America’s Complicated Healthcare Benefits Landscape
A recent Bloomberg editorial detailed how America's healthcare system is "flawed by design." See how ICHRAs are bridging the gap between rigid legacy systems and the personalized, portable coverage today’s workforce expects.
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What is an ICHRA? Individual Coverage HRA Explained
Individual Coverage Health Reimbursement Arrangements (ICHRA) are a cost-saving alternative to traditional group health for employers. In this guide, we’ll break down how ICHRAs work, who they benefit, and why they’re reshaping employer-sponsored healthcare.
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One Word Replies with Benafica CEO Ryan
We asked Benafica CEO Ryan Jewison to answer some common questions with 1-word responses. Here, we expanded on some of his answers.
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IRS Announces 2025 QSEHRA Reimbursement Limits
The IRS has released the new Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) limits for 2025, providing updated guidance for small businesses offering this flexible benefit.
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6 Types of HRAs You Should Know
Learn about different types of HRAs & their benefits for employers & employees. From QSEHRA to ICHRA, find the best option for your company.
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ICHRA Advantages & Challenges
ICHRA has emerged as a flexible solution for offering health insurance that doesn't have many downsides. Find out if ICHRA is the right solution for your business.
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4 HRA Benefits for Workers: Why Employees Love HRAs
Discover 4 reasons why employees favor Health Reimbursement Arrangements (HRAs) for flexible, tax-efficient healthcare benefits at Benafica.