Benafica is a health benefits and insurance company that helps employers offer flexible, tax-free health reimbursement plans instead of traditional group health insurance.

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6701 Upper Afton Rd. Ste. 200, St. Paul, MN 55125

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IRS Raises 2027 ACA Affordability Rate
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IRS Raises 2027 ACA Affordability Rate

The IRS has raised the ACA affordability rate for 2027 to 10.22% of household income, up from 9.96% and above 10% for...

August 21, 20260 Comments
How to Design ICHRA Classes: Real-World Examples and Guardrails
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How to Design ICHRA Classes: Real-World Examples and Guardrails

One of the biggest advantages ICHRA has over group health plans is the ability to use employee classes. Instead of offering the...

July 31, 20260 Comments
Direct Primary Care and Your Benefits Stack: What Employers Need to Know
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Direct Primary Care and Your Benefits Stack: What Employers Need to Know

Direct primary care (DPC) pairs with ICHRAs, HRAs, and group plans to lower costs and boost employee access to care. See how...

July 16, 20260 Comments