Benafica is a health benefits and insurance company that helps employers offer flexible, tax-free health reimbursement plans instead of traditional group health insurance.

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6701 Upper Afton Rd. Ste. 200, St. Paul, MN 55125

All posts by Mel Saling

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ICHRA and End-of-Year Tax Compliance [CHECKLIST]

February 12, 2026By 0 Comments

Tax season is when ICHRA compliance gets tested. Use our benefit compliance checklist to stay organized, meet key filing requirements, and keep your ICHRA program compliant and audit-ready.

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9 Frequently Asked Questions About Switching to an ICHRA

December 18, 2025By 0 Comments

Switching from group health to an ICHRA comes with questions. This article breaks down the 9 employers ask most, covering start dates, contribution strategies, employee classes, compliance basics, and timelines for making the switch.

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A Deeper Dive into ICHRA Contribution Strategies

December 16, 2025By 0 Comments

Designing your ICHRA starts with defining how much to contribute and whether to include out-of-pocket healthcare expenses. This guide breaks down your options and how Benafica helps you model a contribution strategy that fits your business and budget.

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How ICHRA Fares Heading into 2026

November 13, 2025By 0 Comments

As ACA subsidies face uncertainty and group plan renewals keep rising, employers are rethinking their health benefits strategy for 2026. Explore how ICHRA remains a flexible, cost-stable option amid market volatility — and why getting an ICHRA quote now can help you plan ahead.

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QSEHRA Contribution Limits Updated for 2026

October 22, 2025By 0 Comments

Qualified Small Employer HRA (QSEHRA) limits for 2026 have been updated by the IRS. These contribution rules limit how much a small employer can contribute to employee health insurance premiums for the year. See the updated amounts for 2026 QSEHRAs.

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Open Enrollment 2025: Your Guide to Choosing a Health Insurance Plan

October 9, 2025By 0 Comments

Open enrollment season is here, which means it's time to review your health plan settings for next year. Here's your guide to what you can do during open enrollment, metal tiers, comparing key plan details, and making the best choice for you.

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Meet BEN360: Benafica Revamps Its ICHRA Platform, Taking ICHRA Administration to the Next Level

September 19, 2025By 0 Comments

Meet BEN360: Benafica's upgraded evolution of its legacy ICHRA platform, designed to supercharge ICHRA Administration for employers and HR. Launching in the Fall 2025 open enrollment season to keep your benefits running smoothly in 2026 and beyond. 

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Open Enrollment is Almost Here! How Do Your Employee Health Benefits Stack Up?

September 4, 2025By 0 Comments

Open enrollment season is the perfect reminder to review your employee health benefits strategy. With rising costs and new 2026 regulations ahead, now is the time to ensure your plan supports both your business and your team.