Stay Informed with Benafica

The IRS has raised the ACA affordability rate for 2027 to 10.22% of household income, up from 9.96% and above 10% for...

One of the biggest advantages ICHRA has over group health plans is the ability to use employee classes. Instead of offering the...

Direct primary care (DPC) pairs with ICHRAs, HRAs, and group plans to lower costs and boost employee access to care. See how...

What happens to an employee's premium tax credit eligibility when they get offered ICHRA or QSEHRA dollars? Learn more about how each...

As federal efforts to codify ICHRA stalled in Congress, several states have begun pursuing their own solutions. Connecticut has become the latest...

This post breaks down what really supports mental health at work: a healthy culture, PTO people can actually use, leaders who care...

Wondering how HSAs fit with HRAs? This guide explains what a Health Savings Account is, how it works, and when you can...

As healthcare costs continue to rise, many employers are rethinking how they offer benefits. If you’ve found yourself questioning whether traditional group...

Wondering if you can start an ICHRA mid-year? You can. Learn how notice periods work, how a special enrollment period is triggered,...