Benafica is a health benefits and insurance company that helps employers offer flexible, tax-free health reimbursement plans instead of traditional group health insurance.

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6701 Upper Afton Rd. Ste. 200, St. Paul, MN 55125

QSEHRA

How ICHRA and QSEHRA Work with Premium Tax Credits
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How ICHRA and QSEHRA Work with Premium Tax Credits

What happens to an employee's premium tax credit eligibility when they get offered ICHRA or QSEHRA dollars? Learn more about how each...

July 13, 20260 Comments
QSEHRA Contribution Limits Updated for 2026
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QSEHRA Contribution Limits Updated for 2026

Qualified Small Employer HRA (QSEHRA) limits for 2026 have been updated by the IRS. These contribution rules limit how much a small...

October 22, 20250 Comments
Open Enrollment is Almost Here! How Do Your Employee Health Benefits Stack Up?
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Open Enrollment is Almost Here! How Do Your Employee Health Benefits Stack Up?

Open enrollment season is the perfect reminder to review your employee health benefits strategy. With rising costs and new 2026 regulations ahead,...

September 4, 20250 Comments
QSEHRA vs ICHRA: Which Is Better for Your Business?
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QSEHRA vs ICHRA: Which Is Better for Your Business?

From business size to reimbursement rules, there are important differences between QSEHRA and ICHRA. Explore the pros, cons, and scenarios where each...

March 20, 20250 Comments
ICHRA Growth Surged in 2024. Here’s Why Companies are Making the Switch
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ICHRA Growth Surged in 2024. Here’s Why Companies are Making the Switch

As employers grapple with rising premiums for group health care plans, many are turning to ICHRA and QSEHRA as a more sustainable...

March 6, 20250 Comments
IRS Announces 2025 QSEHRA Reimbursement Limits
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IRS Announces 2025 QSEHRA Reimbursement Limits

The IRS has released the new Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) limits for 2025, providing updated guidance for small businesses...

November 1, 20240 Comments
6 Types of HRAs You Should Know
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6 Types of HRAs You Should Know

Learn about different types of HRAs & their benefits for employers & employees. From QSEHRA to ICHRA, find the best option for...

March 6, 20240 Comments
4 HRA Benefits for Workers: Why Employees Love HRAs
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4 HRA Benefits for Workers: Why Employees Love HRAs

Discover 4 reasons why employees favor Health Reimbursement Arrangements (HRAs) for flexible, tax-efficient healthcare benefits at Benafica.

August 10, 20220 Comments
What is an HRA? Understanding Health Reimbursement Arrangements
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What is an HRA? Understanding Health Reimbursement Arrangements

Health Reimbursement Arrangements (HRAs) are employer-funded benefits that reimburse employees for qualified medical expenses and, in some cases, insurance premiums. In this...

June 22, 20220 Comments