Benafica is a health benefits and insurance company that helps employers offer flexible, tax-free health reimbursement plans instead of traditional group health insurance.

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6701 Upper Afton Rd. Ste. 200, St. Paul, MN 55125

Who We Are

About Benafica

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Benafica helps employers replace rigid group health plans with more flexible health reimbursement arrangements, so you can offer better benefits at a predictable cost.

About Us

Benefits Administration, Done Right

Benafica’s roots are in third-party administration, where we’ve managed benefits programs for associations and their members for years. After seeing the limitations of licensed HRA software, we built our own solution. In 2025, we launched BEN360, an ICHRA administration platform built in-house based on real-world feedback from employers and brokers.

Today, we administer ICHRA and QSEHRA plans nationwide, provide TPA services to associations, and offer no-cost Medicare enrollment help in Minnesota and Wisconsin.

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The Benafica Difference

Technology is only as good as the people behind it

Benefits Expertise

We understand the complexities behind HRAs and benefits administration, so you don’t have to figure it out on your own.

Purpose-Built Technology

We bult our BEN360 ICHRA platform in-house, based on feedback from employers, brokers and HR teams.

People Behind the Platform

Get answers when you need them, from real people who know your benefits, not a chatbot or automated ticket black hole.

Flexible by Design

Every workforce is different. We help employers build strategies around their unique goals.

Employee Experience

Health insurance can be complex. Our job is to simplify the strategy, administration, and employee experience behind it.

Proactive Monitoring

We don’t just react to problems. We proactively monitor the process to catch issues before they become problems.

Our People

Meet the Team

The people who administer your plan, answer your calls, and know your business by name.

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Abdu Hammida

Web Developer

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Chase Larson

Client Success Coordinator

Della Britton

Chief of Staff

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Gina LaBounty

Director of ICHRA Operations

Joleen Schwellenbach

Chief Technology Officer

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Joni Kosbab

Sr. Affinity Account Manager

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Joshua Tschida

Benefit Account Manager

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Kendra Jones

Sr. Affinity Account Manager

Maddlyn Lomnicki

Account Manager

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Marcia Brugger

Operations Assistant

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Mel Saling

Marketing Director

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Mike Roth

Client Success Manager

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Ryan Jewison

CEO

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Stephanie Davis

Director of TPA Operations

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Troy Holmen

VP of Insurance Services

Ready to see what ICHRA can do for your team?

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