The IRS has raised the ACA affordability rate for 2027 to 10.22% of household income, up from 9.96% and above 10% for...
Benafica is a health benefits and insurance company that helps employers offer flexible, tax-free health reimbursement plans instead of traditional group health insurance.
The IRS has raised the ACA affordability rate for 2027 to 10.22% of household income, up from 9.96% and above 10% for...
One of the biggest advantages ICHRA has over group health plans is the ability to use employee classes. Instead of offering the...
What happens to an employee's premium tax credit eligibility when they get offered ICHRA or QSEHRA dollars? Learn more about how each...
As federal efforts to codify ICHRA stalled in Congress, several states have begun pursuing their own solutions. Connecticut has become the latest...
As healthcare costs continue to rise, many employers are rethinking how they offer benefits. If you’ve found yourself questioning whether traditional group...
Wondering if you can start an ICHRA mid-year? You can. Learn how notice periods work, how a special enrollment period is triggered,...
Tax season is when ICHRA compliance gets tested. Use our benefit compliance checklist to stay organized, meet key filing requirements, and keep...
Switching from group health to an ICHRA comes with questions. This article breaks down the 9 employers ask most, covering start dates,...
Designing your ICHRA starts with defining how much to contribute and whether to include out-of-pocket healthcare expenses. This guide breaks down your...