Benafica is a health benefits and insurance company that helps employers offer flexible, tax-free health reimbursement plans instead of traditional group health insurance.

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6701 Upper Afton Rd. Ste. 200, St. Paul, MN 55125

Stay Informed with Benafica

Expert insights on ICHRA, QSEHRA, Medicare, and the changing health benefits landscape.

ACA Update: How Enrollment Fared for 2026
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ACA Update: How Enrollment Fared for 2026

CMS’s latest data shows 2026 ACA enrollment declines were far more modest than experts predicted after enhanced premium tax credits expired. While...

February 18, 20260 Comments
ICHRA and End-of-Year Tax Compliance [CHECKLIST]
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ICHRA and End-of-Year Tax Compliance [CHECKLIST]

Tax season is when ICHRA compliance gets tested. Use our benefit compliance checklist to stay organized, meet key filing requirements, and keep...

February 12, 20260 Comments
9 Frequently Asked Questions About Switching to an ICHRA
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9 Frequently Asked Questions About Switching to an ICHRA

Switching from group health to an ICHRA comes with questions. This article breaks down the 9 employers ask most, covering start dates,...

December 18, 20250 Comments
A Deeper Dive into ICHRA Contribution Strategies
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A Deeper Dive into ICHRA Contribution Strategies

Designing your ICHRA starts with defining how much to contribute and whether to include out-of-pocket healthcare expenses. This guide breaks down your...

December 16, 20250 Comments
How ICHRA Fares Heading into 2026
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How ICHRA Fares Heading into 2026

As ACA subsidies face uncertainty and group plan renewals keep rising, employers are rethinking their health benefits strategy for 2026. Explore how...

November 13, 20250 Comments
QSEHRA Contribution Limits Updated for 2026
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QSEHRA Contribution Limits Updated for 2026

Qualified Small Employer HRA (QSEHRA) limits for 2026 have been updated by the IRS. These contribution rules limit how much a small...

October 22, 20250 Comments
Open Enrollment 2025: Your Guide to Choosing a Health Insurance Plan
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Open Enrollment 2025: Your Guide to Choosing a Health Insurance Plan

Open enrollment season is here, which means it's time to review your health plan settings for next year. Here's your guide to...

October 9, 20250 Comments
Meet BEN360: Benafica Revamps Its ICHRA Platform, Taking ICHRA Administration to the Next Level
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Meet BEN360: Benafica Revamps Its ICHRA Platform, Taking ICHRA Administration to the Next Level

Meet BEN360: Benafica's upgraded evolution of its legacy ICHRA platform, designed to supercharge ICHRA Administration for employers and HR. Launching in the...

September 19, 20250 Comments
Open Enrollment is Almost Here! How Do Your Employee Health Benefits Stack Up?
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Open Enrollment is Almost Here! How Do Your Employee Health Benefits Stack Up?

Open enrollment season is the perfect reminder to review your employee health benefits strategy. With rising costs and new 2026 regulations ahead,...

September 4, 20250 Comments