Benafica is a health benefits and insurance company that helps employers offer flexible, tax-free health reimbursement plans instead of traditional group health insurance.

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6701 Upper Afton Rd. Ste. 200, St. Paul, MN 55125

Stay Informed with Benafica

Expert insights on ICHRA, QSEHRA, Medicare, and the changing health benefits landscape.

QSEHRA vs ICHRA: Which Is Better for Your Business?
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QSEHRA vs ICHRA: Which Is Better for Your Business?

From business size to reimbursement rules, there are important differences between QSEHRA and ICHRA. Explore the pros, cons, and scenarios where each...

March 20, 20250 Comments
ICHRA Growth Surged in 2024. Here’s Why Companies are Making the Switch
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ICHRA Growth Surged in 2024. Here’s Why Companies are Making the Switch

As employers grapple with rising premiums for group health care plans, many are turning to ICHRA and QSEHRA as a more sustainable...

March 6, 20250 Comments
How ICHRAs Are Bridging the Gap in America’s Complicated Healthcare Benefits Landscape
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How ICHRAs Are Bridging the Gap in America’s Complicated Healthcare Benefits Landscape

A recent Bloomberg editorial detailed how America's healthcare system is "flawed by design." See how ICHRAs are bridging the gap between rigid...

February 5, 20250 Comments
What is an ICHRA? Individual Coverage HRA Explained
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What is an ICHRA? Individual Coverage HRA Explained

Individual Coverage Health Reimbursement Arrangements (ICHRA) are a cost-saving alternative to traditional group health for employers. In this guide, we’ll break down...

January 16, 20250 Comments
One Word Replies with Benafica CEO Ryan
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One Word Replies with Benafica CEO Ryan

We asked Benafica CEO Ryan Jewison to answer some common questions with 1-word responses. Here, we expanded on some of his answers.

November 13, 20240 Comments
IRS Announces 2025 QSEHRA Reimbursement Limits
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IRS Announces 2025 QSEHRA Reimbursement Limits

The IRS has released the new Qualified Small Employer Health Reimbursement Arrangement (QSEHRA) limits for 2025, providing updated guidance for small businesses...

November 1, 20240 Comments
6 Types of HRAs You Should Know
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6 Types of HRAs You Should Know

Learn about different types of HRAs & their benefits for employers & employees. From QSEHRA to ICHRA, find the best option for...

March 6, 20240 Comments
ICHRA Advantages & Challenges
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ICHRA Advantages & Challenges

ICHRA has emerged as a flexible solution for offering health insurance that doesn't have many downsides. Find out if ICHRA is the...

March 1, 20240 Comments
4 HRA Benefits for Workers: Why Employees Love HRAs
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4 HRA Benefits for Workers: Why Employees Love HRAs

Discover 4 reasons why employees favor Health Reimbursement Arrangements (HRAs) for flexible, tax-efficient healthcare benefits at Benafica.

August 10, 20220 Comments