Benafica is a health benefits and insurance company that helps employers offer flexible, tax-free health reimbursement plans instead of traditional group health insurance.

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6701 Upper Afton Rd. Ste. 200, St. Paul, MN 55125

ICHRA

How ICHRA Fares Heading into 2026
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How ICHRA Fares Heading into 2026

As ACA subsidies face uncertainty and group plan renewals keep rising, employers are rethinking their health benefits strategy for 2026. Explore how...

November 13, 20250 Comments
Meet BEN360: Benafica Revamps Its ICHRA Platform, Taking ICHRA Administration to the Next Level
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Meet BEN360: Benafica Revamps Its ICHRA Platform, Taking ICHRA Administration to the Next Level

Meet BEN360: Benafica's upgraded evolution of its legacy ICHRA platform, designed to supercharge ICHRA Administration for employers and HR. Launching in the...

September 19, 20250 Comments
Open Enrollment is Almost Here! How Do Your Employee Health Benefits Stack Up?
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Open Enrollment is Almost Here! How Do Your Employee Health Benefits Stack Up?

Open enrollment season is the perfect reminder to review your employee health benefits strategy. With rising costs and new 2026 regulations ahead,...

September 4, 20250 Comments
IRS Increases 2026 ACA ‘Affordability Rate’ for Employer-Sponsored Healthcare
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IRS Increases 2026 ACA ‘Affordability Rate’ for Employer-Sponsored Healthcare

Last month, the IRS announced the new ACA "affordability rule" for employer-sponsored healthcare, which limits how much employees at large employers can...

August 14, 20250 Comments
ICHRA Challenges You Didn’t Expect: Why the Right Provider Matters
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ICHRA Challenges You Didn’t Expect: Why the Right Provider Matters

From market fragmentation to inconsistent payment systems, navigating ICHRA isn’t always seamless—here’s why choosing the right provider, like Benafica, matters.

April 10, 20250 Comments
QSEHRA vs ICHRA: Which Is Better for Your Business?
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QSEHRA vs ICHRA: Which Is Better for Your Business?

From business size to reimbursement rules, there are important differences between QSEHRA and ICHRA. Explore the pros, cons, and scenarios where each...

March 20, 20250 Comments
ICHRA Growth Surged in 2024. Here’s Why Companies are Making the Switch
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ICHRA Growth Surged in 2024. Here’s Why Companies are Making the Switch

As employers grapple with rising premiums for group health care plans, many are turning to ICHRA and QSEHRA as a more sustainable...

March 6, 20250 Comments
How ICHRAs Are Bridging the Gap in America’s Complicated Healthcare Benefits Landscape
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How ICHRAs Are Bridging the Gap in America’s Complicated Healthcare Benefits Landscape

A recent Bloomberg editorial detailed how America's healthcare system is "flawed by design." See how ICHRAs are bridging the gap between rigid...

February 5, 20250 Comments
What is an ICHRA? Individual Coverage HRA Explained
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What is an ICHRA? Individual Coverage HRA Explained

Individual Coverage Health Reimbursement Arrangements (ICHRA) are a cost-saving alternative to traditional group health for employers. In this guide, we’ll break down...

January 16, 20250 Comments