Benafica is a health benefits and insurance company that helps employers offer flexible, tax-free health reimbursement plans instead of traditional group health insurance.

Contact Us
6701 Upper Afton Rd. Ste. 200, St. Paul, MN 55125

US Healthcare

9 Frequently Asked Questions About Switching to an ICHRA
Read More

9 Frequently Asked Questions About Switching to an ICHRA

Switching from group health to an ICHRA comes with questions. This article breaks down the 9 employers ask most, covering start dates,...

December 18, 20250 Comments
A Deeper Dive into ICHRA Contribution Strategies
Read More

A Deeper Dive into ICHRA Contribution Strategies

Designing your ICHRA starts with defining how much to contribute and whether to include out-of-pocket healthcare expenses. This guide breaks down your...

December 16, 20250 Comments
How ICHRA Fares Heading into 2026
Read More

How ICHRA Fares Heading into 2026

As ACA subsidies face uncertainty and group plan renewals keep rising, employers are rethinking their health benefits strategy for 2026. Explore how...

November 13, 20250 Comments
QSEHRA Contribution Limits Updated for 2026
Read More

QSEHRA Contribution Limits Updated for 2026

Qualified Small Employer HRA (QSEHRA) limits for 2026 have been updated by the IRS. These contribution rules limit how much a small...

October 22, 20250 Comments
Open Enrollment 2025: Your Guide to Choosing a Health Insurance Plan
Read More

Open Enrollment 2025: Your Guide to Choosing a Health Insurance Plan

Open enrollment season is here, which means it's time to review your health plan settings for next year. Here's your guide to...

October 9, 20250 Comments
Meet BEN360: Benafica Revamps Its ICHRA Platform, Taking ICHRA Administration to the Next Level
Read More

Meet BEN360: Benafica Revamps Its ICHRA Platform, Taking ICHRA Administration to the Next Level

Meet BEN360: Benafica's upgraded evolution of its legacy ICHRA platform, designed to supercharge ICHRA Administration for employers and HR. Launching in the...

September 19, 20250 Comments
Open Enrollment is Almost Here! How Do Your Employee Health Benefits Stack Up?
Read More

Open Enrollment is Almost Here! How Do Your Employee Health Benefits Stack Up?

Open enrollment season is the perfect reminder to review your employee health benefits strategy. With rising costs and new 2026 regulations ahead,...

September 4, 20250 Comments
What Individuals and Businesses Should Know About the 2026 ACA Changes
Read More

What Individuals and Businesses Should Know About the 2026 ACA Changes

New federal legislation and administrative rules from CMS are poised to reshape the Affordable Care Act (ACA) in 2026. Here are some...

August 26, 20250 Comments
IRS Increases 2026 ACA ‘Affordability Rate’ for Employer-Sponsored Healthcare
Read More

IRS Increases 2026 ACA ‘Affordability Rate’ for Employer-Sponsored Healthcare

Last month, the IRS announced the new ACA "affordability rule" for employer-sponsored healthcare, which limits how much employees at large employers can...

August 14, 20250 Comments