Health Insurance 101

The IRS has raised the ACA affordability rate for 2027 to 10.22% of household income, up from 9.96% and above 10% for...

Direct primary care (DPC) pairs with ICHRAs, HRAs, and group plans to lower costs and boost employee access to care. See how...

What happens to an employee's premium tax credit eligibility when they get offered ICHRA or QSEHRA dollars? Learn more about how each...

Wondering how HSAs fit with HRAs? This guide explains what a Health Savings Account is, how it works, and when you can...

Qualified Small Employer HRA (QSEHRA) limits for 2026 have been updated by the IRS. These contribution rules limit how much a small...

Open enrollment season is here, which means it's time to review your health plan settings for next year. Here's your guide to...

Open enrollment season is the perfect reminder to review your employee health benefits strategy. With rising costs and new 2026 regulations ahead,...

New federal legislation and administrative rules from CMS are poised to reshape the Affordable Care Act (ACA) in 2026. Here are some...

Last month, the IRS announced the new ACA "affordability rule" for employer-sponsored healthcare, which limits how much employees at large employers can...